removing barriers to bank entry on bank competition and economic growth. As governments were not concerned about systemic … stability in this period, we are able to isolate the effects of bank competition from those of state implicit guarantees. We … states that retained state bank chartering policies. We argue that the fiercer bank competition following the introduction of …

of whether competition, regulation and stability matter for efficiency in the banking system. Data from 440 commercial …. There was evidence to show that efficiency responds positively and significantly to shocks in capital, liquidity and asset … quality regulations and competition. However, the results reveal all the variables responding to one standard deviation shock …

-specific variables. Data on regulation, supervision and monitoring variables, and activity restrictions are from the most recent Bank … Regulation and Supervision Survey database conducted by the World Bank, published 2012. Besides these we incorporate bank size … evidence suggests that the link between capital regulation and banking efficiency is not robust enough to control for other …