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Persistent link: https://www.econbiz.de/10011949522
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial College) gave the SUERF 2015 Annual Lecture on Capital and...
Persistent link: https://www.econbiz.de/10011554963
Persistent link: https://www.econbiz.de/10011485729
This study examines the determinants of capital adequacy and voluntary capital buffers among microfinance institutions … panel data of 439 MFIs in Ghana covering the period 2015-2018, the study found that credit risk, income diversification … that drive voluntary capital buffers are income diversification, size and equity-to-asset ratio, but size and economic …
Persistent link: https://www.econbiz.de/10014501012
This paper analyzes the level and cyclicality of bank capital requirement in relation to (i) the model methodologies … mortgage loans. The major finding is that less accurate models may lead to a lower bank capital requirement for real estate …
Persistent link: https://www.econbiz.de/10013073289
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial College) gave the SUERF 2015 Annual Lecture on Capital and...
Persistent link: https://www.econbiz.de/10011557140
Persistent link: https://www.econbiz.de/10001509165
Persistent link: https://www.econbiz.de/10012550009
Persistent link: https://www.econbiz.de/10015077256
Some financial institutions can use internally developed credit risk models to determine their capital requirements. At the same time, the regulatory framework governing such models allows institutions to implement diverse rating systems with no specified penalty for poor model performance. To...
Persistent link: https://www.econbiz.de/10012320124