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Despite repeated calls for fintech regulations, the impact of looming fintech regulations is still unclear. This paper uses the event of uniformly implementing registration requirements in Chinese peer-to-peer (P2P) industry to answer this question. The results show that, even though the...
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FinTech innovation has thrived in China in the past decade. As one leading sector of FinTech innovation, the P2P … lending market has experienced an unparalleled growth in China with the Chinese market acceding to be the largest market in … China followed by an examination of its underlying economic, institutional and technological driving forces. The second part …
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regulation in China for FinTech-based consumer lending is prioritizing consumer protection over economic success, especially in …China's leapfrogging into a global legal market of FinTech and online micro-lending has historically surcharged by the … government's "light-touch" regulatory approach. With the incoming tightening regulation foreshadowed by the Interim Measures for …
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