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The expansion of fintech credit around the world is challenging the global banking system. This study investigates the … interrelationships between the development of fintech credit and the efficiency of banking systems in 80 countries from 2013 to 2017. The … fintech credit implies that fintech credit is more developed in countries with less efficient banking systems. Meanwhile, a …
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negative relationship with the bank's efficiency. The findings of our paper significantly contribute to the Islamic banking …
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