technology in their supervision of banks. Finally, the pandemic will accelerate the transformation of some fintech companies from … agile disruptors operating largely outside significant regulatory framework, to mainstream financial services companies that … companies within the regulatory fold. Nevertheless, the pandemic emphasized that fintech is now a critical element of a modern …

groups.But do these group provisions ensure a consistent recovery procedure for the entire banking group across borders …? While recovery tools applicable to more than one group affiliate are part of the EU regulatory framework, use of such tools … architecture of supervision in the EU, and in particular, the relationships between supervisors within and beyond the SSM …