__Abstract__ Banks play a crucial role for the financing of small and medium-sized enterprises (SMEs). SMEs represent a …

environment and there are no barriers to entrepreneurship, banks (as lenders to these corporations) are expected to be profitable …

We use loan-level data to study how the organizational structure of banks impacts small business lending. We find that … decentralized banks—where branch managers have greater autonomy over lending decisions—give larger loans to small firms and those … with “soft information.” However, decentralized banks are also more responsive to their own competitive environment. They …

accounts of scheduled commercial banks and the changes in below poverty line population. The result suggests that the growth in …

This paper presents an analytical framework that describes the business model of banks. It draws on the classical … technology applications. It further reviews the options that established banks will have to consider in order to mitigate the … banking and the all-digital banks. The paper contributes to an understanding of the future of banking, providing a framework …

This paper presents an analytical framework that describes the business model of banks. It draws on the classical … technology applications. It further reviews the options that established banks will have to consider in order to mitigate the … banking and the all-digital banks. The paper contributes to an understanding of the future of banking, providing a framework …

The post-crisis and regulatory changes face banks with a new framework, replacing financial performance at the heart of …