implication or is downgraded. Findings – Firms which are certified and monitored by high-quality banks are less susceptible to …Purpose – This paper seeks to examine whether the market values the monitoring activity undertaken by a quality bank in … the presence of a credit rating agency. Specifically, the question is asked whether the quality of a lead lending bank …

Presents a set of quality measures which can be used to evaluate the effectiveness of credit scoring models. These … measures comprised standard performance statistics in order to ensure widespread applicability. Calculates quality measures for …

system and proposes a return to a more traditional/prudent banking business model, based on a sound balance between sources …

system and proposes a return to a more traditional/prudent banking business model, based on a sound balance between sources …

Purpose: The purpose of this paper is to explore new banks ' market niche position choices at the time of founding …. Design/methodology/approach: The authors used data on the establishment of new banking organizations in California, over 1979 …-1988, to test the hypotheses. During that time, banking within California experienced dramatic deregulation, which provided …