Using information from 193 banks in 58 countries, the authors develop and analyze indicators of physical access, affordability, and eligibility barriers to deposit, loan, and payment services. They find substantial cross-country variation in barriers to banking and show that in many countries...

Intro -- Contents -- 1 Introduction: Banking the World -- I Where Are We Now? -- 2 Half the World Is Unbanked -- II Better Data -- 3 Cause and Effect of Financial Access: Cross-Country Evidence from the FinScope Surveys -- 4 How to Ask Households about Financial Services: Experimental Evidence...