Berdibayev, Yergali; Kwon, Young-Sun - 2020
to and usage of financial services play an important role in achieving this, where ICT and digital technologies are the … main tools, that describe it as a digital financial service (DFS). It defines the provision of financial services and … products through digital channels (mobile phone, cards, Internet etc.), and where DFS can be used remotely. DFS inclusion means …