capital of a bank. The need of the hour is an efficient risk management system comprising risk identification, measurement and …Nothing is constant but risk in today's dynamic environment. Banking is the business of risks and all banks are exposed … to a variety of risks viz. a viz. credit risk, liquidity risk, foreign exchange risk, market risk and interest rate risk …

regulation. The main concern is that the new risk-sensitive bank capital regulation (Basel II) may amplify business cycle … that the latter is better in terms of simplicity, transparency, and consistency with banks' risk pricing and risk …