Karmelavičius, Jaunius - In: Mokslo darbai / Vilniaus Universitetas 100 (2021) 2, pp. 6-39
), whereby the household can default on mortgage repayments, what leads to housing collateral seizure. Foreign-owned banks, that … are subject to risk-sensitive macroprudential capital requirements, take into account not only the mortgage default rate … risk. Therefore, a tightening of LTV requirement should result in only a slight reduction in mortgage lending, coupled with …
