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We study the pricing of deposit accounts following a regulation that capped debit card interchange fees in the United States and provide the first empirical investigation of the link between interchange fees and granular deposit account prices. This link is broadly predicted by the theoretical...
Persistent link: https://www.econbiz.de/10011710091
This departmental paper discusses the evolving prudential frameworks for nonbank issuers of electronic money. Some jurisdictions take a relatively light-touch approach to regulating electronic money issuers (EMIs). Others have sought to apply more stringent requirements to protect electronic...
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, European rules on banking regulation have become dispersed and hard to access. This paper therefore calls for the adoption of a … single text, the "European Banking Act". To avoid overregulation, this act should include special requirements for small and …
Persistent link: https://www.econbiz.de/10012963736
This paper on Austria includes a targeted review of banking regulation and supervision, with a focus on topics related … guidance from the European Central Bank and European Banking Authority (EBA) concerning nonperforming loans and forborne … exposures, and by EU regulation. As noted in the previous Basel Core Principles assessment, the Austrian Banking Act (BWG) and …
Persistent link: https://www.econbiz.de/10012178814
the relevant rules in prudential banking regulation and capital market law. It highlights disclosure requirements that …
Persistent link: https://www.econbiz.de/10011793078