This research examines the potential impact of Basel IV capital requirements (CAR) on bank lending ability in Africa … results suggest that higher Basel CAR, particularly the new Basel IV, portends short-term negative impacts on bank lending … while the long-term impact on bank lending is favorable. Second, the weight of non-performing loans tends to decline as …

the bank specific data from 14 banks. The credit scoring data were obtained from XDS Data Ghana. The period of the study … diversification strategies of the banks have a meaningful effect on bank stability when financial institutions augment their … Ghanaian banks. The study recommends that the Bank of Ghana as a matter of urgency should make it compulsory for all banks to …