The impact of cross-border bank M&As on bank risk remains an open question. Though geographically diversifying bank M …&As have the potential to reduce the risk of bank insolvency, they also have the potential to increase that risk due to the … increase in risk-taking incentives for bank managers and stockholders following these transactions. This paper empirically …

We empirically analyze the impact of uninsured deposits on a bank's cost of public debt. Uninsured depositors can exert … market discipline over a bank and potentially reduce its agency cost of debt through informed monitoring. We use a sample of … public bond issues by U.S. bank holding companies from 1994 to 2013 and find statistically strong evidence that banks with …