to be held on bank portfolios, rather than sold. I measure the capital ratio (the inverse of the leverage ratio, defined … as equity divided by asset value) for each bank at the time of each loan's origination. After controlling for both bank … results are robust to an instrumental variables strategy for predicting bank capital, a wide range of measures of bank capital …

Starting in 2010, the China Banking Regulatory Commission (CBRC) mandated that between 40% and 50% of the annual … variable compensation of senior commercial bank managers be paid over the subsequent 3 years or longer. We examine the … implications of the CBRC deferred compensation regulation for bank risk-taking using a sample of 156 bank executives from 14 listed …

Although policymakers often discuss tradeoffs between bank competition and stability, past research provides differing … competition materially boosts individual and systemic bank risk. With respect to the mechanisms, we find that competition reduces … banks' profits, charter values, and relationship lending and increases banks' provision of nontraditional banking services …

an association. Using one of the largest bank-level datasets collected from 12 Middle East and North African (MENA …

qualitative and quantitative factors that allowed the Canadian banking system to withstand the 2008 financial crisis better than … investment banking, but not in commercial banking. Nonetheless, in investment management a higher female to male ratio on US …

banking market structure and regulatory ability on the bank's risk are interdependent. Empirical analysis on 190 countries …This study investigates how regulatory ability and banking market structure affect explicit deposit insurance scheme … choice. (ii) Excessive competitive banking market structure leads to the existence of an invalid region of both eDIS and iDIS …

banking corporate governance: risk management, ownership structure and executive compensation of banks. Best practices for …

This paper tests the effect of the establishment of risk management committee on bank risk, bank loan performance and … bank value. The Dodd Frank Act of 2010 provides us with quasi-experimental variation on risk management committee … the establishment of risk committee has effectively reduced bank risks, including total risk, tail risk, residual risk …

Since increasing a bank's capital requirement to improve the stability of the financial system imposes costs upon the … bank, a regulator should ideally be able to prove beyond a reasonable doubt that banks classified as systemically risky …