variables directly related to the insurance product (e.g., a regulatory restriction of insurance acquisition costs) as well as … importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross … cooperation between banks and insurers as well as the specificity of insurance products distribution (also local) in the …

This study empirically examines, in the setting of insurance companies, the hypothesis that investors facing more … from underwriting insurance policies affects insurers' risk taking behavior in their portfolio investments. We find that …

trends and systematic risk. Systematic risk cannot be readily diversified in an insurance pool or pension fund. It is an … important factor in assessing solvency and highlighting the tail risk in longevity insurance and pension products. Idiosyncratic …

The use of bank-owned life insurance (BOLI) has more than tripled since 2001 and has caught the attention of the Office … suggest insurance may not always have the intended effect of reducing firm risk because of unintended consequences or misuse …