leverage banks' lending and deposit activities. This research provides empirical evidence on the role of bank digitalization in … and increasing profitability. However, digitalization does not significantly impact liquidity risk as digital channels … risk-taking and concludes with recommendations for developing bank digital transformation in Vietnam and other developing …

risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …, on average, lower loan losses, (b) the loss rate of a given industry in a bank's loan portfolio is lower if the bank has …

The simultaneous activation of many sources of risk can slow bank operations and even lead to bankruptcy. Credit risk … is the greatest threat to the orderly functioning of a bank. To protect against its materialization banks spend nearly 90 … profile in individual entities. Estimates were carried out according to the procedure used by the Bank of Spain and the Bank …