with excessive credit expansions, and to support macroprudential policy analysis. In MAPMOD, bank loans create purchasing … power that facilitates adjustments in the real economy. But excessively large and risky loans can impair balance sheets and … sow the seeds of a financial crisis. Banks respond to losses through higher spreads and rapid credit cutbacks, with …

vulnerabilities associated with excessive credit expansions, and to support macroprudential policy analysis. In MAPMOD, bank loans … create purchasing power that facilitates adjustments in the real economy. But excessively large and risky loans can impair … balance sheets and sow the seeds of a financial crisis. Banks respond to losses through higher spreads and rapid credit …

. Using data from the syndicated loan market, we exploit variation in banks’ reliance on wholesale funding and their … bank credit. We find that banks with strong balance sheets were better able to maintain lending during the crisis. In … particular, banks that were ex-ante more dependent on market funding and had lower structural liquidity reduced the supply of …

vector autoregressive method that controls for bank-level characteristics. Using a panel of banks over 1993-2010, the authors … reports that a larger market share of foreign banks in the industry improves loan quality. …

To evaluate loan applicants, banks increasingly use credit scoring models. The objective of such models typically is to … minimize default rates or the number of incorrectly classified loans. Thereby they fail to take into account that loans are … multiperiod contracts for which reason it is important for banks not only to know if but also when a loan will default. In this …

We examine the effects of CEO turnover in banks. Incoming bank CEOs face problems from information asymmetry because … banks' operations are opaque and bank risk can change dramatically in a short time. Incoming bank CEOs may therefore change …