strategy if banks think long-term. If banks are myopic no information sharing may occur. …

I address the following issue in this paper: how does information sharing among banks about borrowers affect banks … sharing among banks reduces lenders' risk and results in lower lending rates than any other arrangement. This may be the … rates than any other form of information sharing under fairly general conditions. Despite its lucrative features, banks are …

I address the following issue in this paper: how does information sharing among banks about borrowers affect banks … sharing among banks reduces lenders' risk and results in lower lending rates than any other arrangement. This may be the … rates than any other form of information sharing under fairly general conditions. Despite its lucrative features, banks are …

strategy if banks think long-term. If banks are myopic no information sharing may occur. …

for populations that are more likely to be rationed by banks, such as black households living in "high racial bias …

¬parición de las Cajas de Ahorros mediante fusiones y posterior cambio de estructura de la propiedad convirtiéndose en bancos. Esta … a la crisis que les afectaba. Este trabajo analiza los bancos y cajas del sistema financiero español durante los cuatro … cuanto a rentabilidad por causas de tamaño y tipo de gobierno de la entidad (cajas de ahorros, bancos). Los resultados …

double of the own funds contributed by the 7 savings banks constituting Bankia, or the 13.5% of its total assets. Through …

Originally, U.S. savings banks were owned by their depositors. In recent decades, many savings banks have "demutualized … (including banks' ownership type). We then measure the effect on depositor welfare of a simulated demutualization of all customer …-owned savings banks. We find that depositors' welfare would increase on average. In particular, if demutualize savings banks offered …

By the act of lending banks do not actually intermediate pre-accumulated real resources but rather create new financial … resources in the form of deposits. Therefore, bank credit needs to be modelled as a monetary phenomenon, which directly fuels … domestic demand and inflationary pressures. So far, there have been just a few attempts to model banks as monetary institutions …