The main aim of this article is to demonstrate a holistic framework for measuring a bank’s financial health by … qualitative and quantitative components, with the banks’ ratings. The dependent variable is the bank’s financial health score …, represented by a dummy variable based on the bank’s rating by the rating agencies and from the relevant value of each bank that …

This paper examines banks' disclosures and loss recognition in the financial crisis and identifies several core issues …, banks' disclosures about relevant risk exposures were relatively sparse. Such disclosures came later after major concerns … about banks' exposures had arisen in markets. Similarly, the recognition of loan losses was relatively slow and delayed …

This paper examines banks' disclosures and loss recognition in the financial crisis and identifies several core issues …, banks' disclosures about relevant risk exposures were relatively sparse. Such disclosures came later after major concerns … about banks' exposures had arisen in markets. Similarly, the recognition of loan losses was relatively slow and delayed …

financial stability. Our analysis suggests that, going into the financial crisis, banks' disclosures about relevant risk … exposures were relatively sparse. Such disclosures came later after major concerns about banks' exposures had arisen in markets …. Similarly, banks delayed the recognition of loan losses. Banks' incentives seem to drive this evidence, suggesting that …

This paper sets out the criteria that boards and supervisors should use to determine whether banks are governing risk … correctly. First, boards have to set an overall risk target consistent with the overall return target. Second, the bank’s …

. We find that properly regulated banks voluntarily choose to maintain capital in excess of the minimum required. Central … banks in receivership stripping equity holders of firm value. These features of our model help explain both the capital …

This paper finds that banks that offered lower opening bids were rewarded with significantly lower warrant repurchase … bias in negotiations, these are real transactions involving large sums of money. This paper finds that larger banks paid …

We find evidence that banks target return on equity (RoE) and make active use of leverage to affect the speed of … adjustment towards RoE targets. That holds for both the pre- and post-2007 periods and especially for banks that tend to operate … cyclical fluctuations as banks take on more leverage to achieve high returns when risk premia are low, while ‘rush for the exit …

banks due to wrong signals about projects' probability of success. Our results are consistent with recent empirical studies …