A deposit-pricing survey and comparison of 112 depository institutions in the Fourth Federal Reserve District, covering MMDAs, Super-NOWS, and CDs in an examination of the effect of interest-rate deregulation on banks and thrifts.

An analysis of deposit holdings of commercial banks and thrifts in the Fourth Federal Reserve District to determine the deposit growth and shifting that resulted from introduction of Super-NOWs and MMDAs.

An examination of bank profitability in a four-state region and a discussion of institutional, operational, and locational differences between the most profitable and least profitable banks.

A discussion of the public and corporate benefits associated with credit insurance underwriting by bank holding companies in the Fourth Federal Reserve District, featuring rate reduction guidelines, performance ratios, and earnings comparisons.

The president of the Federal Reserve Bank of Richmond addresses the state of banking in a speech delivered to the Maryland Independent Bankers Association.

Events in 1989 resembled those of 1987 in banking, but the differences were significant—and the stakes were higher.

During the last several years, concern has increased that changes in the financial system have made it harder for rural banks to attract enough deposits to meet local credit demands. While urban banks may face some of the same problems, it is widely believed that funding pressures have increased...

Community banks in Tenth District states had another good year in 1998. They continued to benefit from solid growth in the district economy. And in contrast to some large banks in other parts of the country, they were largely unaffected by the turmoil in financial markets in the latter part of...

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