minimum capital requirements, proposed as part of the Basel II capital accord, would cause adopting banking organizations to … regulatory capital and subsequent merger activity, including organization and time fixed effects, while the second test employs a … " difference in difference" analysis of the change in merger activity that occurred the last time U.S. regulatory capital standards …

In this paper, we ask about the capacity of macroprudential policies to reduce the procyclical impact of capital ratio … their effect on the association between lending and capital depends on bank size. Applying the GMM 2-step Blundell and Bond … of capital on bank lending during both crisis and non-crisis times. This result is stronger in large banks than in other …

bank loan growth and bank capital ratio, both in expansions and in contractions. We hypothesize that the impact of bank … capital on lending is relatively strong in cooperative banks and savings banks. We also expect that this effect is nonlinear …, and is stronger in "low" capital banks than in "high" capital banks. To test our hypotheses we apply two-step GMM robust …

given default parameter. This simplification leads to a surprising phenomenon when the resulting regulatory capital depends …