Ariefianto, Doddy; Trinugroho, Irwan; Erani Yustika, Ahmad - 2022
the role of diversification, capital buffer, and ownership on the probability of incidence and trajectory of two credit … March 2019 (30672 bank quarter observations). We find that credit risk began to surface between 16–23 quarters. Government … ownership and funding diversification positively impact credit risk management. A different nature of credit risk proxy (LLR …