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This paper examines the current No-Claim Discount (NCD) system used in Ghana’s auto insurance market as inefficient and outmoded and, therefore, proposes an alternative optimal Bonus-Malus System (BMS) intended to meet the present market conditions and demand. It appears that the existing BMS...
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1. Introduction -- 2. Bayesian Statistical Analysis -- 3. Computational Aspects of Bayesian Analysis -- 4. Prediction with Parameter Uncertainty -- 5. The Credibility Problem -- 6. The Hierarchical Bayesian Approach -- 7. The Hierarchical Normal Linear Model -- 8. Examples -- 9. Modifications to...
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The mortality dynamics experienced in the latest decades, especially at adult and old ages, has motivated the introduction of major innovations in the modeling of mortality for actuarial applications; such innovations concern, in particular, the representation of the uncertainty relating to...
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