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The saving behaviour of two person households : evidence from Dutch panel data
Euwals, Rob; Börsch-Supan, Axel; Eymann, Angelika - 2000
-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …
Persistent link: https://www.econbiz.de/10011339680
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Fixed and variable longevity annuities in defined contribution plans : optimal retirement portfolios taking social security into account
Horneff, Vanya; Maurer, Raimond; Mitchell, Olivia S. - 2023
This paper investigates retirees' optimal purchases of fixed and variable longevity income annuities using their defined contribution (DC) plan assets and given their expected Social Security benefits. As an alternative, we also evaluate using plan assets to boost Social Security benefits...
Persistent link: https://www.econbiz.de/10013554899
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Portfolio decisions on life annuities and financial assets with longevity and income uncertainty
Pech, Susanne - 2004
There are two stylised facts, namely weak demand for life-annuities and flat age-wealth profile that contradict the life-cycle hypothesis. In this paper we design a theoretical framework, which combines plausible arguments, which have been put forward in the literature to reconcile theory with...
Persistent link: https://www.econbiz.de/10009748294
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Annuity choices and income drawdown : evidence from the decumulation phase of defined contribution pensions in England
Banks, James; Crawford, Rowena; Tetlow, Gemma - In: Journal of pension economics and finance 14 (2015) 4, pp. 412-438
Persistent link: https://www.econbiz.de/10011419693
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Voluntary savings, financial behavior, and pension finance literacy : evidence from Chile
Landerretche, Oscar; Martínez Alvear, Claudia - In: Journal of pension economics and finance 12 (2013) 3, pp. 251-297
Persistent link: https://www.econbiz.de/10010198509
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Optimal savings for retirement : the role of individual accounts and disaster expectations
Le Blanc, Julia; Scholl, Almuth - 2011
' savings for retirement. We consider voluntary accounts as opposed to mandatory accounts with minimum contribution rates. We …
Persistent link: https://www.econbiz.de/10009424907
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Plan Demographics, Participants' Saving Behavior, and Target-Date Fund Investments
Park, Youngkyun - 2009
This paper explores (1) whether plan demographic characteristics would affect individual participant contribution rates and target-date fund investments and (2) equity glide paths for participants in relation to plan demographics by considering target replacement income and its success rate....
Persistent link: https://www.econbiz.de/10013159106
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Predicting retirement savings using survey measures of exponential-growth bias and present bias
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent. …
Persistent link: https://www.econbiz.de/10011902764
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Financial Literacy and Pension Plan Participation in Italy
Fornero, Elsa - 2011
By requiring individuals to decide whether to participate in (newly established) pension funds, how much to contribute and how to invest their retirement wealth, pension reforms have raised concerns about the ability of households to deal with financial decisions. Using the Bank of Italy's...
Persistent link: https://www.econbiz.de/10013127003
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Retirement Savings Investment Choices in Response to the Global Financial Crisis : Australian Evidence
Gerrans, Paul - 2010
This paper examines the retirement savings investment choices of Australian workers over a three year period, including …
Persistent link: https://www.econbiz.de/10013142351