To establish current savings behavior, one necessary measurement of retirement preparation is identifying the percentage of workers with employment-based retirement plans, as well as understanding the characteristics of workers with and without access to such programs. The findings from this...

To establish existing savings behavior, it is necessary to estimate the percentage of workers with an employment-based retirement plan, and to know the characteristics of workers with and without a plan - the subject of this paper. The findings show that there has been a significant increase in...

This paper discusses the likelihood of a family head's participation in a retirement plan as it relates to plan type, employer size, and industry, and also examines asset allocation among 401(k)-type plan participants, defined benefit plan participants, and IRA owners