Americans now hold trillions of dollars in individual retirement savings accounts, raising concerns about conflicts of … interest among financial advisers who provide advice to retirement savers. Prompted by these concerns, in April 2016 the … Department of Labor promulgated a rule that imposes on financial advisers to retirement savers “fiduciary” status under the …

advisers to retirement savers. The article also canvasses the customary role of an investment policy statement in promoting … that imposes on financial advisers to retirement savers “fiduciary” status under the Employee Retirement Income Security … Act. The Department reasoned that the fiduciary duty of loyalty was necessary to protect retirement savers from conflicted …

To establish current savings behavior, one necessary measurement of retirement preparation is identifying the … percentage of workers with employment-based retirement plans, as well as understanding the characteristics of workers with and … working family head participating in a retirement plan increased with the size of his or her employer. In 2010, among family …

-based retirement plan, and to know the characteristics of workers with and without a plan - the subject of this paper. The findings … (typically a 401(k)-type plan). In 2007, 18.1 percent of family heads who participated in an employment-based retirement plan had … significant impact on the funds available for these participants in retirement. The EBRI-ERF Retirement Security Projection Model …

decumulation phase following retirement. We investigate the withdrawal experience associated with Glidepath Investing in the US … retirement income experience than diversifying one's portfolio across asset classes. We also show that Glidepath investing is …

of Vanguard's Pre-Retirement Savings Modeling Tool. The paper concludes with a review of the revised portfolio's returns …

Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial …

This paper discusses the likelihood of a family head's participation in a retirement plan as it relates to plan type …