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Mapping the minds of retirement planners
Hershey, Douglas A.; Henkens, Kène; Dalen, Hendrik P. van - 2006
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch and American workers. Participants were 988 Dutch and 429 Americans, 25-64 years of age. Analyses were designed to: (a) examine the extent to which structural variables were...
Persistent link: https://www.econbiz.de/10011349213
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Planning and saving for retirement
Sulka, Tomasz - 2022
applied to study welfare and savings implications of automatic enrolment into private pensions. The default option effect on … disproportionately low savings of individuals on low incomes and non-fungibility between public and private pension wealth. The model is … default scheme. Nevertheless, the impact of automatic enrolment on total savings is ambiguous in general, because in addition …
Persistent link: https://www.econbiz.de/10013161586
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Retirement savings behaviours and COVID-19 : evidence from Thailand
Suntharee Lhaopadchan; Gerrans, Paul; Sirimon Treepongkaruna - In: Pacific-Basin finance journal 85 (2024), pp. 1-22
Persistent link: https://www.econbiz.de/10014575218
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Fixed and variable longevity annuities in defined contribution plans : optimal retirement portfolios taking social security into account
Horneff, Vanya; Maurer, Raimond; Mitchell, Olivia S. - 2023
This paper investigates retirees' optimal purchases of fixed and variable longevity income annuities using their defined contribution (DC) plan assets and given their expected Social Security benefits. As an alternative, we also evaluate using plan assets to boost Social Security benefits...
Persistent link: https://www.econbiz.de/10013554899
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Measuring retirement savings adequacy : developing a multi-pillar approach in the Netherlands
Knoef, Marike; Been, Jim; Alessie, Rob; Caminada, Koen; … - In: Journal of pension economics and finance 15 (2016) 1, pp. 55-89
Persistent link: https://www.econbiz.de/10011566188
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Why do households leave money on the table? : the case of subsidized pension products
Meyll, Tobias; Pauls, Thomas; Walter, Andreas - In: The journal of behavioral finance : a publication of … 21 (2020) 3, pp. 266-283
Persistent link: https://www.econbiz.de/10012287208
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Retirement Savings Shortfalls for Today’s Workers
VanDerhei, Jack - 2010
Savings Shortfalls (RSS). The aggregate RSS for these age cohorts expressed in 2010 dollars is $4.55 trillion, for an overall …
Persistent link: https://www.econbiz.de/10013136752
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Retirement Income Adequacy : Alternative Thresholds and the Importance of Future Eligibility in Defined Contribution Retirement Plans
VanDerhei, Jack - 2011
This paper introduces a new method of analyzing the results from the EBRI Retirement Security Projection Model (RSPM®). Instead of simply computing an overall percentage of the simulated life-paths in a particular cohort that will not have sufficient retirement income to pay for the simulated...
Persistent link: https://www.econbiz.de/10013125942
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What Does the Market Crash Mean for the Ability of 401(K) Plans to Provide Retirement Income?
Brady, Peter J. - 2010
Deteriorating financial market conditions in 2008 intensified the debate over the ability of 401(k) plans to provide retirement income. This paper simulates the effects of the market crash of 2008 for 401(k) plan participants of various ages, earnings levels, and portfolios. Because Social...
Persistent link: https://www.econbiz.de/10013150241
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Planning and Saving for Retirement
Sulka, Tomasz - 2020
. Automatic enrolment into private pensions raises participation (the `default option effect'), but its impact on aggregate saving … accumulation. A numerical application of the model indicates that while automatic enrolment into private pensions can increase …
Persistent link: https://www.econbiz.de/10012834509