Collectively, Americans are woefully unprepared financially for retirement. This retirement problem actually reflects a collection of diverse issues. This paper identifies the most important ones: longevity; access; contributions; portability; behavioral mistakes; funded status; expenses; and...

Today's reality is that increasingly, plan sponsors are trying to find practical ways to evolve the DC structure away from its original purpose as a supplementary savings plan to be more effective as a retirement plan for both sponsor and participant.This article is designed as an ongoing...