The research objective of this study is to isolate a few "key" financial ratios significantly explaining variation in commercial bank profitability. A methodological objective is to test the operational and statistical results of regressing only variables that strongly discriminate between...

Bank funds management is the key to short-to-intermediate-term decision making in today's dynamic and volatile banking environment. Broadly defined, funds management includes all policies and approaches designed to obtain funds from deposits and borrowing and to allocate them to loans and...

This study constructs aggregative profitability estimating equations for commercial banks. These equations were designed to serve three purposes: (1) to give bank management and other interested parties -- such as bank stockholders, bank customers, and investors -- insight into the operating...