The aim of this paper is analyzing the evolution of the Brazilian credit market from 2003 to 2011 and its impact on … inequality in Brazil. The arguments are organized as follows. After an introductory section, the second one presents the … determinants and the general trends of the banking credit market between December 2003 and December 2011, while the third section …

The debate on the strategy of banking spread reduction in Brazil has been extended for a long time and was … and the results showed that both aspects are relevant in explaining the banking spread in Brazil, and should not be …

In microcredit institutions, credit officers play a prominent role in loan granting decisions. Indeed, they collect … field data, meet with the applicants, and provide personal recommendations to the credit committee that takes the final … of the credit officers on the final decision making. Based on a detailed database from a Brazilian microcredit …