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Using asset management companies to resolve non-performing loans in China
Ma, Guonan; Fung, Ben S. C. - In: Journal of Financial Transformation 18 (2006), pp. 161-169
To address the banking system’s non-performing loan (NPL) problem, the Chinese government set up four asset management … contributions to the AMCs from both the Ministry of Finance (MoF) and the People’s Bank of China (PBC). This raises the question of … flow pressures. In response, the Chinese government has offered investment banking business licenses as incentives for the …
Persistent link: https://www.econbiz.de/10004998386
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The vanishing interest income of Chinese banks
Kauko, Karlo - 2020
Chinese banks likely have more non-performing loans (NPLs) than officially reported. As hidden NPLs earn no interest income, loan quality problems may erode the gross interest income of banks. Using stochastic frontier analysis, we estimate the interest income of a hypothetical...
Persistent link: https://www.econbiz.de/10012167271
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The vanishing interest income of Chinese banks
Kauko, Karlo - 2020
Chinese banks likely have more non-performing loans (NPLs) than officially reported. As hidden NPLs earn no interest income, loan quality problems may erode the gross interest income of banks. Using stochastic frontier analysis, we estimate the interest income of a hypothetical...
Persistent link: https://www.econbiz.de/10012614224
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Benford's law and Chinese banks' non-performing loans
Kauko, Karlo - 2019
Benford's law states that the leading significant digits in real-world data sets, provided the data span several orders of magnitude, are not normally uniformly distributed. Deviations from this law may indicate human intervention, even fraud. The data on Chinese banks' non-performing loans has...
Persistent link: https://www.econbiz.de/10012161109
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Is finance good for growth? : new evidence from China
Chen, Jingzhu; Ji, Yuemei - 2022
We study the relationship between finance and growth using a sample of 275 Chinese cities during 2009-2018. We exclude a large amount of bank loans to local governments through the local government financing vehicles (LGFVs). This allows us to construct a new and better financial development...
Persistent link: https://www.econbiz.de/10013337564
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The Vanishing Interest Income of Chinese Banks
Kauko, Karlo - 2021
Chinese banks likely have more non-performing loans (NPLs) than officially reported. As hidden NPLs earn no interest income, loan quality problems may erode the gross interest income of banks. Using stochastic frontier analysis, we estimate the interest income of a hypothetical profit-maximising...
Persistent link: https://www.econbiz.de/10013250501
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SME relationship banking and loan contracting : survey-based evidence from China
Lu, Shun; Glushenkova, Marina; Huang, Wei; Matthews, Kent - 2024
This study explores the impact of relationship banking on the financial constraints and loan conditions of small and … medium-sized enterprises (SMEs) in China. Our research contributes to the literature in several ways. First, we examine both … the financial costs and loan benefits associated with SME relationship banking, extending the scope of existing literature …
Persistent link: https://www.econbiz.de/10014491201
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Non-performing loans (NPLs), liquidity creation, and moral hazard : case of Chinese banks
Umar, Muhammad; Sun, Gang - In: China finance and economic review : CFER 4 (2016), pp. 1-23
Background: This study analyzes the impact of non-performing loans (NPLs) on bank liquidity creation to investigate the existence of moral hazard problem in Chinese banks. Methods: It uses data from 197 listed and unlisted Chinese banks, spanning the period 2005 to 2014. Generalized method of...
Persistent link: https://www.econbiz.de/10011499391
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Shadow Prices of Non-performing Loans for Chinese Banks in the Post-Crisis Era
Zhao, Shirong - 2020
This paper examines how non-performing loans (NPLs) affect Chinese commercial banks before, during, and after the 2008 global financial crisis as well as the subsequent 2008—2010 stimulus. By accounting for NPLs as undesirable outputs, banks' technical efficiency is estimated using directional...
Persistent link: https://www.econbiz.de/10012823203
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Non-Performing Loans, Moral Hazard and Regulation of the Chinese Commercial Banking System
Zhang, Dayong - 2018
This paper studies the role of non-performing loans in the regulatory measures of the Chinese commercial banking system …. A threshold panel regression model has been applied to the data of 87 commercial banks in China from 2006 to 2012. The …
Persistent link: https://www.econbiz.de/10012937870