Showing 1 - 10 of 5,635
Persistent link: https://www.econbiz.de/10012027545
Microfinance, the provision of small size loans and other financial services to low income households, is often seen as … experience in microfinance provision in both Asia and Latin America, but as yet relatively little use of the approach in China …. This paper assesses different approaches to microfinance delivery using a threefold distinction, the credit union approach …
Persistent link: https://www.econbiz.de/10013160203
significant increases in income from microfinance interventions, we find that the Chinese program significantly raises household …
Persistent link: https://www.econbiz.de/10012826104
There have been researches in Financial Inclusion in China; however, not much has been researched on Financial Inclusion indicators for foreigners in China. Base on the report of the 2014 Global Findex Database, the paper analyses the determinants of Financial Inclusion in China in general and...
Persistent link: https://www.econbiz.de/10012867425
This study examines the impacts of a large-scale government-led microcredit program on informal risk sharing among poor households in rural China based on a randomized controlled trial. The results show that financial inclusion, on average, reduced households’ borrowing from informal financial...
Persistent link: https://www.econbiz.de/10013224741
Online peer to peer lending (P2P) - allows people who want to borrow money to submit their applications on the platform and individual investors can make bids on the loan listings. The quality of information in credit appraisal becomes paramount in this market. The existing research to assess...
Persistent link: https://www.econbiz.de/10011896396
The development of shadow banking system in China catalyzes the expansion of banks' off-balance-sheet activities, resulting in a distortion of China's traditional credit expansion and underestimation of its commercial banks' overall risk. This paper is the first to incorporate banks' overall...
Persistent link: https://www.econbiz.de/10010436522
The current study contributes to the banking literature by being the first research investigating the competitive conditions of different banking markets using a sample of Chinese commercial banks over the period 2003-2013. It further contributes to banking literature by testing the...
Persistent link: https://www.econbiz.de/10012959070
This study contributes to the empirical literature by being the first piece of research investigating the inter-relationships between competitions in different banking markets (deposit market, loan market and non-interest income market) and shadow banking using a sample of data from the Chinese...
Persistent link: https://www.econbiz.de/10012945271
Using a sample of Chinese commercial banks over the period 2003-2013, this paper tests the interrelationships between risk, competition and efficiency in the Chinese banking industry under a three-stage least square estimator. The paper is the first study comprehensively examining different...
Persistent link: https://www.econbiz.de/10012853519