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Digital finance and financial literacy: an empirical investigation of Chinese households
Yang, Junhong; Wu, Yu; Huang, Bihong - 2020
Using the 2015 and 2017 waves of the China Household Finance Survey (CHFS), we measured financial literacy and study its relationship to households' demand for digital finance. We found that a majority of households in the People's Republic of China possess limited financial literacy. The low...
Persistent link: https://www.econbiz.de/10012403880
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Digital Finance and Financial Literacy : An Empirical Investigation of Chinese Households
Yang, Junhong; Wu, Yu; Huang, Bihong - 2021
Using the 2015 and 2017 waves of the China Household Finance Survey, we measured financial literacy and study its relationship to households’ demand for digital finance. We found that a majority of households in the People’s Republic of China possess limited financial literacy. The low level...
Persistent link: https://www.econbiz.de/10013239030
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Impacts of Financial Literacy on Loan Demand of Financially Excluded Households in China
Lyons, Angela - 2017
Government leaders around the world are designing national strategies to improve financial inclusion for populations traditionally excluded from the financial markets. Financial literacy is a key tool being used to bring economically vulnerable populations into the financial mainstream. We use...
Persistent link: https://www.econbiz.de/10012943090
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The Effects of Relaxing the One-Child Policy
Jia, Ning; Lugauer, Steven; Ni, Jinlan; Yin, Zhichao - 2021
This paper examines the early effects of dismantling the one-child (fertility) policy, which China relaxed in 2013 and eliminated prior to 2017. Birth rates, female labor force participation, and saving behavior have already changed. Between 2015 and 2017, the proportion of households with...
Persistent link: https://www.econbiz.de/10013241694
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Is Life More Risky in the Open? Household Risk-Coping and the Opening of China's Labor Markets
Giles, John - 2011
This paper uses a unique panel of data from rural China to analyze the impact of expanding connections to off-farm labor markets on the income and consumption of farm households. With stronger village ties to both migrant and local off-farm labor markets, households in previously autarkic...
Persistent link: https://www.econbiz.de/10014067101
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Co-residence, life-cycle savings and inter-generational support in urban China
Rosenzweig, Mark R.; Zhang, Junsen - 2014
We use unique data characterizing individual savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle savings behavior it is …
Persistent link: https://www.econbiz.de/10010369071
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Co-Residence, Life-Cycle Savings and Inter-Generational Support in Urban China
Rosenzweig, Mark R. - 2014
We use unique data characterizing individual savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle savings behavior it is …
Persistent link: https://www.econbiz.de/10013055636
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Co-residence, Life-Cycle Savings and Inter- Generational Support in Urban China
Rosenzweig, Mark; Zhang, Junsen - Economic Growth Center, Economics Department - 2014
We use unique data characterizing individual Savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle Savings behavior it is …
Persistent link: https://www.econbiz.de/10010908068
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The determinants of household saving in China : a dynamic panel analysis of provincial data
Horioka, Charles (contributor); Wan, Junmin (contributor) - 2006
In this paper, we conduct a dynamic panel analysis of the determinants of the household saving rate in China using a life cycle model and panel data on Chinese provinces for the 1995-2004 period from China’s household survey. We find that China’s household saving rate has been high and...
Persistent link: https://www.econbiz.de/10003397467
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Income Inequality, Consumption, and Social-Status Seeking
Ye, Jin - 2011
(positive) impact on households' consumption (savings), even after we control for family income. We argue that people save to … inequality can strengthen the incentives of status-seeking savings by increasing the benefit of improving status and enlarging …
Persistent link: https://www.econbiz.de/10013133561