This book analyzes extensive data on the world’s rapidly changing and growing access to, use and geographies of information and communications technologies. It studies not only the spatial differences in technology usage worldwide, but also examines digital differences in the major world...

This study examines the effect of Chinese internal migration upon credit risk. Specifically, we track the likelihood of default on a large panel of individual personal loans provided by a prominent Chinese commercial bank. We find that internal immigrants (i.e. those that migrate from one area...