types of institutions ?banks and non-bank financial institutions ?have a (significantly different) impact on local economic … growth. Our findings show that banks outperfirm non-bank financial institutions. Only banking development exerts a …

This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of … medium-sized banks from 2011 to 2016. We found that the development of Fintech has significantly reduced bank risk …-taking level. This result is still valid after the robustness test of replacing the bank's risk-taking index and replacing the …

Chinese provinces over the period 1995-2003, we assess the impact of banks and non-bank financial institutions on local … and more profoundly from China's financial reforms than their non-bank counterparts …

We analyze the relationship between greater bank competition and the screening of potential borrowers. Using a large … sensitivity of bank credit to prior borrowing-firm performance increases after China's WTO entry. This sensitivity increase is … greater in more bank-dependent industries and smaller in Chinese regions with greater financial sector development. Second …

This paper investigates whether and how the COVID-19 pandemic affects bank funding costs in China. We find a …. The surge in bank funding costs is alleviated by banks’ asset quality, financial flexibility, operational resilience, and … monetary policy intervention, investors’ flight-to-liquidity effect, bank liquidity hoarding, and banks’ mispricing are further …