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FinTech innovation has thrived in China in the past decade. As one leading sector of FinTech innovation, the P2P lending market has experienced an unparalleled growth in China with the Chinese market acceding to be the largest market in the world. This rapid development, while it satisfies the...
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This is a brief introduction to the book: Robin Hui Huang, Fintech Regulation in China: Principles, Policies and … Practices (Cambridge University Press, 2021)This book is the first monograph on the regulation of financial technology (Fintech … the key enablers of success in this race is regulation. As the world's leader in Fintech, China's regulatory experience is …
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Despite repeated calls for fintech regulations, the impact of looming fintech regulations is still unclear. This paper uses the event of uniformly implementing registration requirements in Chinese peer-to-peer (P2P) industry to answer this question. The results show that, even though the...
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This paper proposes a theoretical model to study the competition and regulation of peer-to-peer lending platforms. We …
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