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Network externalities and technology adoption: lessons from electronic payments

Gowrisankaran, Gautam; Stavins, Joanna - Federal Reserve Bank of Boston - 1999

We seek to determine the presence and causes of network externalities for the automated clearinghouse (ACH) electronic payments system, using a monthly panel data set on individual bank adoption of ACH. We construct a model of ACH usage that shows how to separately identify network externalities...

Persistent link: https://www.econbiz.de/10005379768

Extension of the Federal Reserve's "regular" billing deposit deadline for ACH transactions, effective October 1, 1997

In: Federal Reserve Bulletin (1997) Oct, pp. 821-821

Persistent link: https://www.econbiz.de/10005386847

Moral hazard in payment systems

Laderman, Elizabeth - In: FRBSF Economic Letter (1990)

Persistent link: https://www.econbiz.de/10005346310

Electronic bill payment: challenges and opportunities

Patel, Jeetu; Braco, Ron; Ganesan, Ravi; Lawlor, Matt; … - Federal Reserve Bank of Chicago - 2000

Persistent link: https://www.econbiz.de/10010723887

Online payments: challenges and opportunities

Johnston, Catherine; Jones, Gregory K.; Gustafson, Peter B. - Federal Reserve Bank of Chicago - 2000

Persistent link: https://www.econbiz.de/10010724019

Are there network externalities in electronic payments?

Gowrisankaran, Gautam; Stavins, Joan - Federal Reserve Bank of Chicago - 1999

Persistent link: https://www.econbiz.de/10010724456

Network externalities and technology adoption: lessons from electronic payments

Gowrisankaran, Gautam; Stavins, Joanna - Federal Reserve Bank of San Francisco - 2002

We seek to analyze the extent and sources of network externalities for the automated clearinghouse (ACH) electronic payments system using a quarterly panel data set on individual bank adoption and usage of ACH. We provide three methods to identify network externalities using this panel data. The...

Persistent link: https://www.econbiz.de/10010702205

Issuance of the final report and recommendations of the Committee on the Federal Reserve in the Payments Mechanism.

In: Federal Reserve Bulletin (1998) Mar, pp. 193-194

Persistent link: https://www.econbiz.de/10005713557

Statement to Congress, September 16, 1997, (payments system and the Federal Reserve's role in it)

Rivlin, Alice M. - In: Federal Reserve Bulletin (1997) Oct, pp. 878-884

Persistent link: https://www.econbiz.de/10005713785

Fed network extends ACH services internationally

In: Financial Update (2003) Q 3

The Federal Reserve plans to expand its automated clearinghouse network in November, offering service to Mexico and five countries in Europe: Germany, the United Kingdom, the Netherlands, Austria and Switzerland.

Persistent link: https://www.econbiz.de/10005721501