. This paper analyzes the status, types, and patterns of market-based disaster insurance schemes across emerging and … developing countries in Asia. We provide a snapshot of the current use of insurance based on data from Grantham Research …In recent years, insurance against natural disasters has gained recognition as an important tool for climate risk …

This paper provides an overview on the existing systems of natural hazards insurance in Europe, their structural … system change are numerous, including failure to recognise the role of state guarantees in enabling private insurance markets …, mistaken legal objections against mandatory insurance, distributional conflicts between central and state governments and re …

In this paper, we introduce a model to study the interaction between insurance and banking. We build on the Federal … Crop Insurance Act of 1980, which significantly expanded and restructured the decades-old federal crop insurance program … our model. Banks increased lending to the agricultural sector in counties with higher insurance coverage after 1980, even …

This study aims to assess the potential role of insurance in alleviating climate change risks in India. It does this by … exploring the unique challenges and opportunities that the Indian insurance industry faces in integrating climate risk insurance … into its risk management strategies. The study also examines the comprehensive research on the Indian insurance industry …

catastrophe ("nat-cat") frequencies and severities. Property and casualty insurance companies have been intensely tracking their …. Implications of this output on insurance/financial services, the investment community and policy advisors are then profiled. In sum …

of natural disaster insurance in adapting to climate change. This chapter reviews current challenges in both public and … private natural disaster insurance markets in the United States and how the nature of these challenges has changed over the … complicate both the supply of and demand for natural disaster insurance, with spillovers to related markets such as real estate …

Homeowners’ insurance provides households financial protection from climate losses. To improve access and affordability …, state regulators impose price controls on insurance companies. Using novel data, we construct a new measure of rate setting … overcome pricing frictions by cross-subsidizing insurance across states. We show that in response to losses in high friction …

Homeowners’ insurance, a $15 trillion market by coverage, provides households financial protection from climate losses …. Insurance premiums (rates) are subject to significant regulations at a state level in the United States. Using novel data on … provide evidence of decoupling of insurance rates from their underlying risks and identify regulation as a driving force …