A new form of lending using digital collateral has recently emerged, most prominently in low and middle income countries. Digital collateral (DC) relies on "lockout" technology, which allows the lender to temporarily disable the low value of the collateral to the borrower without physically...

A new form of secured lending utlitizing ``digital collateral" has recently emerged, most prominently in low and middle income countries. Digital collateral relies on ``lockout" technology, which allows the lender to temporarily disable the flow value of the collateral to the borrower without...