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to test the effects of concentration, market power, bank size and operational efficiency on profitability. Efficiency is …Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis …' capital bases. This paper analyses the effects of structure on profitability from 1994 to 2005. Bank-level panel data are used …
Persistent link: https://www.econbiz.de/10013152291
-related efficiency gains receded, and as bank size continued to expand through market overlap mergers, market power gains emerged. When … such mergers trace to efficiency improvements or market power vis-à-vis customers and regulators administering the … government safety net. The findings indicate that as statutory restrictions on bank expansion faded over time, size …
Persistent link: https://www.econbiz.de/10013133470
As one of the most important performance indicators, the profitability in the banking industry has been attracted great … attention from government, financial regulatory authorities, bank practitioners as well as academic researchers. Because of the … increasing during recent decades. The current study comprehensively reviews relevant literature investigating the profitability …
Persistent link: https://www.econbiz.de/10012910320
This paper develops a framework for investigating dynamic competition in markets where price is negotiated between an individual customer and multiple firms repeatedly. Using contractlevel data for the Canadian mortgage market, we provide evidence of an "invest-then-harvest" pricing pattern:...
Persistent link: https://www.econbiz.de/10012243350
Persistent link: https://www.econbiz.de/10011387176
during the period 2002-2010. The results show an inverse U-shaped association between market power and bank soundness and … activities, official intervention to bank management and book transparency. However, in markets with higher share of foreign … stability channel of bank competition …
Persistent link: https://www.econbiz.de/10013072563
, increased bank competition has the potential to lower credit risk via efficiency gains (lower credit cost, operational gains …This paper investigates the impact of bank competition in Sub-Saharan Africa on bank non-performing loans, a measure of … credit risk. Using bank-level data for a sample of 221 banks from 33 countries over the period 2000-15, we find a non …
Persistent link: https://www.econbiz.de/10012926185
This study endeavours at measuring bank competition in Indian loan market using a new competitiveness index, the … to other conventional measures. Second, applying this unbiased competition indicator to Indian bank loan markets shows …
Persistent link: https://www.econbiz.de/10013075988
each bank ownership type (state-owned commercial banks, joint-stock commercial banks and city commercial banks) leads to … contributes to the empirical literature by using a more accurate competition indicator (efficiency-adjusted Lerner index) and a …
Persistent link: https://www.econbiz.de/10012972849
banking competition is fiercer. We explain this result with the fact that bank market power, i.e., low competition, would …
Persistent link: https://www.econbiz.de/10013005222