Recent decades have witnessed the thriving of platform economics. More small-and-medium-sized enterprises (SMEs) are selling products via these E-platforms, e.g., Amazon and Alibaba. These SMEs are usually short of funds and the E-platforms can step up to offer financing services due to...

In this paper, we aim to fill the gap in the banking literature by quantifying the impact that the Schumpeterian competition mode – i.e. competition through the launch of new products (or new varieties of products) – has on the cost and profit efficiency of a sample of commercial banks based...