competitive environment affect bank monitoring choices and the effectiveness of capital regulation? Our approach deviates from the …

Does an increase in competition increase or decrease bank stability? I exploit how the state-specific process of … significantly increases bank stability. This result is robust to the inclusion of additional fixed effects and other influences … loans and increases bank profitability. These findings suggest that competition increases stability as it improves bank …

CRE loan shares at local banks. CRE concentrations were a principal cause of post-crisis bank failures, and this paper … presents evidence showing how competition increases not just individual bank fragility, but the stability of the banking sector …