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regulation may provide substantial benefits for developing countries, which can refer to the tools, successes, and failures in …
Persistent link: https://www.econbiz.de/10014151329
The rise of the platform economy has been the subject of celebration and critique. Platform companies like Uber, Airbnb, and Postmates have been rightfully celebrated as positively disruptive, introducing much–needed competition in industries that have been otherwise over–mature and...
Persistent link: https://www.econbiz.de/10012931991
ability of any one bank to adjust compensation to reflect risk-taking and long-term outcomes. New regulation must address the …
Persistent link: https://www.econbiz.de/10013035251
regulation in fintech markets. Those interventions may prove necessary because the market entry of technology-enabled innovation …
Persistent link: https://www.econbiz.de/10014237978
We incorporate arguments from the Tiebout model into the regulatory competition equilibrium and study cross-fertilization in the productivity growth of banks between those in a state and others in this state's neighboring states. Empirically, we focus on two time periods: before (i.e.,...
Persistent link: https://www.econbiz.de/10012856571
We examine empirically cross-fertilization in the productivity growth of banks between a state and its neighboring and non-neighboring states before (1971-1977) and during (1982-1995) the interstate multibank holding company (IMBHC) deregulations, upon which, cross-border bank M&As, mainly among...
Persistent link: https://www.econbiz.de/10013053554
Portuguese Abstract: A estrutura da internet é composta por códigos, os quais regem as relações dentro da rede. Apesar de desenvolvida para não ser regulada, a internet não está vinculada ao parâmetro pelo qual se deixava reger quando da sua criação. A neutralidade de rede não é um...
Persistent link: https://www.econbiz.de/10014139531
. First, sector-specific regulation can be used to address market failures, such as, for instance, the presence of bottlenecks … of this paper will be on ex ante regulation. There is indeed considerable debate regarding the regulatory framework …-handed approach to regulation. Pursuant to this view, the forthcoming postal directive should only provide for minimal regulatory …
Persistent link: https://www.econbiz.de/10014057544
. Typically, new services are not subject to specific regulation, owing to the risk that this would discourage investment and … intervention to date, an equally valid response is to question the effectiveness of existing regulation. Both new entrants and … benefits for customers and reducing the need for regulation; to assess the impact of public policy on incentives to invest in …
Persistent link: https://www.econbiz.de/10014074756
Minimum capital requirement regulation forces banks to refund a substantial amount of their investments with equity … paper argues that, in addition to the buffer and cost effect of capital regulation, there is a strategic effect. A binding … capital requirement regulation restricts the lending capacity of banks, and therefore reduces the intensity of loan interest …
Persistent link: https://www.econbiz.de/10010486698