countries over the period 1993 to 2007. A bank's ability to adjust its capital ratio is influenced by corporate governance …, public policy, market structure, and bank regulatory characteristics of the countries. In institutional environments with … higher adjustment costs, due to the weaker governance and stricter regulation, the adjustment is significantly slower. Banks …

bank liquidity creation and these liquidity-reducing effects are smaller among more profitable banks and larger among …

This paper analyses “banking-as-a-service” and “beyond banking”, two emerging bank competition strategies. These … risks that call for adequate regulatory responses along a dual track. First, it is argued that regulation of the disruptive …

Minimum capital requirement regulation forces banks to refund a substantial amount of their investments with equity … higher loan interest rates, then borrowers are likely to become more risky, which may destabilize the lending bank. This … paper argues that, in addition to the buffer and cost effect of capital regulation, there is a strategic effect. A binding …

deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it … tries to embed the analysis of bank regulation in a more general industrial organization framework. For every regulated …

regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes … regionaler Disparitäten. Die umfangreiche Regulierung und Europäisierung der Aufsicht - bislang unter Vernachlässigung von …-Anwendungen vorhandene Bank- und Finanzdienstleistungen ergänzen, aber nicht ersetzen werden. Wir warnen jedoch vor bestehenden …

In 2014 the Prudential Regulation Authority, Bank of England, was given a new secondary objective to facilitate … mitigating risk in the absence of good prudential regulation, and (iv) if prudential regulation is set at the same time that the …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …