in Saudi Arabia to use Cryptocurrency. The UTAUT model was enhanced with the incorporation of security and awareness to … expectancy, facilitating condition, social influence, security, and awareness on the behavioral intention to use Cryptocurrency …. The moderating role of financial literacy was also investigated on the associations between the proposed adoption factors …

.g., service consumers and providers) may enable widespread adoption of IoT services and applications. However, the lack of … interoperability between platforms may inhibit the diffusion of IoT services by preventing reaching a critical mass and reducing …