Financial inclusion and digital payment use remain low in Peru. There is extensive literature on the determinants of deposit account access as a measure of financial inclusion, but few studies focus on digital payment use, and none addresses the Peru case at the micro level. This paper uses data...

The market for payment cards is inherently two sided. Consumers benefit from increased merchant acceptance of payment cards and vice versa. To quantify the interdependence of consumer and merchants or network externalities, we construct and estimate a structural two-sided model of a payment...

""This book explores the impact of mobile money transfer and its impact on social, corporate, micro, and macro policies concerning the aggregated economy and individual households as a whole within an economy"--Provided by publisher"--

"This book explores the impact of mobile money transfer and its impact on social, corporate, micro, and macro policies concerning the aggregated economy and individual households as a whole within an economy."- Provided by publisher

While other countries have implemented mobile money very early with promising results, Vietnam, a bank-based country, only started the pilot implementation in November 2021. By the end of the pilot period, the percentage of people with mobile money accounts still needs to reach expectations. In...