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Creating more effective consumer credit disclosures: a speech at the George Washington University School of Business, Financial Services Research Program Policy Forum, Washington,...
Kroszner, Randall S. - Federal Reserve Board (Board of Governors of the … - 2007
Persistent link: https://www.econbiz.de/10010725578
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A summary of consumer protection regulatory changes
Community Affairs Office - In: e-Perspectives (2009) 3
Many regulatory changes go into effect in 2009 and 2010 as the government works to increase the knowledge of consumers who are shopping for credit.
Persistent link: https://www.econbiz.de/10008635787
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Changes to Regulation Z expand loans subject to HOEPA
Community Affairs Office - In: e-Perspectives (2002) 2
Anecdotal evidence of abusive practices in the home equity lending market led to the enactment of the Home Ownership Equity Protection Act (HOEPA). The act was amended in late 2001, and compliance under the new rules becomes mandatory on Oct. 1, 2002. The rate-based trigger was lowered by 2...
Persistent link: https://www.econbiz.de/10004998097
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Determining coverage under HOEPA
Community Affairs Office - In: e-Perspectives (2002) 2
To understand how these amendments affect a typical home equity loan, a loan example has been developed that incorporates the changes in the regulation. The annual percentage rate test and the points and fees test are applied to a loan example.
Persistent link: https://www.econbiz.de/10004998099
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Creating more effective consumer credit disclosures: a speech at the George Washington University School of Business, Financial Services Research Program Policy Forum, Washington,...
Kroszner, Randall S. - Federal Reserve Board (Board of Governors of the … - 2007
Persistent link: https://www.econbiz.de/10005717674
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Correlates of responding to and becoming victimized by fraud : examining risk factors by scam type
DeLiema, Marguerite; Li, Yiting; Mottola, Gary - In: International journal of consumer studies 47 (2023) 3, pp. 1042-1059
Persistent link: https://www.econbiz.de/10014250680
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Willingness to pay to reduce white-collar and corporate crime
Cohen, Mark A. - In: Journal of benefit-cost analysis : JBCA 6 (2015) 2, pp. 305-324
Persistent link: https://www.econbiz.de/10011332951
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Protection of consumer rights
Pllana, Mustafe; Kukaj, Shyhrete - In: International journal of sustainable economies … 5 (2016) 2, pp. 49-61
Persistent link: https://www.econbiz.de/10011629816
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Economics at the FTC: Office Supply Retailers Redux, Healthcare Quality Efficiencies Analysis, and Litigation of an Alleged Get-Rich-Quick Scheme
Brand, Keith; Gaynor, Martin; McAlvanah, Patrick; … - In: Review of Industrial Organization 45 (2014) 4, pp. 325-344
<Para ID="Par1">We discuss in this essay three of the matters on which economists in the Bureau of Economics (BE) at the Federal Trade Commission have worked this past year. BE revisited familiar ground in the first matter, a proposed merger of office supply retailers. The second part of the essay considers...</para>
Persistent link: https://www.econbiz.de/10011154758
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The laws, regulations, and industry practices that protect consumers who use electronic payment systems: policy considerations
Furletti, Mark - Federal Reserve Bank of Philadelphia - 2005
that may aid consumers who contest an electronic transaction because of error, fraud, or merchant dispute. The first two …, debit cards, prepaid cards, and ACH e-checks. This third paper considers how protections related to fraud, error, and … encourage the adoption of fraud-reduction schemes, (ii) the current protections represent a significant cost to banks, merchants …
Persistent link: https://www.econbiz.de/10005526527