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Protecting Consumers Through Patent Protection : The Implications of Merger
Banerjee, Shantanu; Mukherjee, Arijit - 2014
We challenge the common wisdom that patent protection (compared to no or weak patent protection) makes the consumers … patent protection may encourage horizontal merger and affect the consumers adversely by increasing product …-market concentration compared to the situation with patent protection. Hence, even if we ignore the innovation inducing role of patent …
Persistent link: https://www.econbiz.de/10014140082
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Regulating Forced Arbitration in Consumer Financial Services : Re-Opening the Courthouse Doors to Victimized Consumers
McCluskey, Martha T. - 2016
Forced arbitration clauses have become almost unavoidable in contracts for financial services and products ranging form credit cards to private student loans. This report examines how the financial services industry uses these clauses to defeat consumers' rights and evade accountability for...
Persistent link: https://www.econbiz.de/10012991448
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The Effects on Consumers from Two State-Level Regulations of the Payday Loan Market
Miller, Thomas; Zywicki, Todd J. - 2021
We analyze 15.6 million storefront payday loans made to 1.8 million unique borrowers in 2013 to examine payday loan terms and usage. We find that loan prices and loan amounts are generally not at state-mandated maximum levels. For the 30 states in our sample, we find that the number of loans per...
Persistent link: https://www.econbiz.de/10013210902
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Shopping on the Net : Legal Protection for Consumers
Tokeley, Kate - 2016
In this article the author outlines some difficulties facing the cyber-shopper. These include the practical difficulties of enforcement and redress which arise when a cyber-shopper purchases a defective product from an overseas supplier, or when misleading information is placed on the internet...
Persistent link: https://www.econbiz.de/10012999359
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AI, Fintech, and the Evolving Regulation of Consumer Financial Privacy
Aggarwal, Nikita - 2022
One of the most notable developments in financial markets over the last 50 years is the growth of digital technology—a trend often referred to as “fintech.” This chapter examines fintech through the lens of consumer financial privacy, focusing on the implications of artificial intelligence...
Persistent link: https://www.econbiz.de/10014239301
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The Internet of Things at the Intersection of Data Protection and Trade Secrets. Non-Conventional Paths to Counter Data Appropriation and Empower Consumers
Noto La Diega, Guido; Sappa, Cristiana - 2021
The Internet of Things (IoT) has heralded a never-before-seen quantity of high-quality data. This includes both personal and non-personal data. Factual and legal control over IoT data gives companies unparalleled power to influence consumers, policy makers, and the other stake-holders of the...
Persistent link: https://www.econbiz.de/10013247448
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'Consumer Protection' : Consumer Strategies and the European Market in Genetically Modified Foods
Gibson, Johanna - 2013
Research on the entry of genetically modified organisms (GMOs) into the agricultural marketplace has largely emphasised questions of consumer confidence and trust, product liability, and the market. However, the relationship between GMOs, free trade, and questions of culture and traditional...
Persistent link: https://www.econbiz.de/10013095741
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Economics at the FTC : physician acquitsitions, standard essetial patents, and accuracy of credit reporting
Carlson, Julie A.; Dafny, Leemore S.; Freeborn, Beth A.; … - In: Review of industrial organization : RIO 43 (2013) 4, pp. 303-326
Persistent link: https://www.econbiz.de/10010259000
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Economics at the FTC : deceptive claims, market definition, and patent assertion entities
Carlson, Julie A.; Jin, Ginger Zhe; Jones, Matthew T.; … - In: Review of industrial organization : RIO 51 (2017) 4, pp. 487-513
Persistent link: https://www.econbiz.de/10011782284
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The internet economy : regulatory challenges and practices
Koske, Isabell; Bitetti, Rosamaria; Wanner, Isabelle; … - 2014
The Internet has become an integral part of the everyday life of households, firms and governments. Its proper functioning over the long run is therefore crucial for economic growth and people’s wellbeing more generally. The success of the Internet depends on its openness and the confidence of...
Persistent link: https://www.econbiz.de/10010464865