The article uses the example of financial services to demonstrate the relevance of consumer policy for the market. It discusses the recent political approach to consumer protection and their effectiveness in relation to financial services and the retail credit market. Of greatest importance was...

Der Beitrag stellt den derzeitigen deutschen und europäischen verbraucherpolitischen Ansatz im Bereich der Finanzdienstleistungen vor. Verschiedene Informationspflichten sind hier das maßgebliche Instrument zur Unterstützung der Entwicklung eines funktionierenden Marktes. Informationsangebote...

Der Beitrag stellt den derzeitigen deutschen und europäischen verbraucherpolitischen Ansatz im Bereich der Finanzdienstleistungen vor. Verschiedene Informationspflichten sind hier das maßgebliche Instrument zur Unterstützung der Entwicklung eines funktionierenden Marktes. Informationsangebote...

This article is the winner of the national contest for Colombian Law students organized by the Commercial Chamber of Medellín in September 2001 among 40 essays on e-commerce. It is a rigorous study of Colombian regulation regarding the guidelines stated by the Organization for Economic...

The legal consequences of void contracts are very important for the contractual parties, especially regarding their mutual restitution claims. This holds especially true in foreign currency loans annulled by courts for being unfair after a stark devaluation of the local currency. While there is...

Behavioural economics is shedding much-needed new light on how consumer law and policy could be re-shaped to reflect more accurately the way consumers really behave, rather than how they ought to behave on the basis of the economic model of the rational consumer. This contribution considers what...

Unfair terms law as an area of consumer contract law becomes more and more important and, within the European context, new forms of enforcement are discussed in order to augment the level of effectiveness of consumer protection. Personalization of the law could have a significant impact on the...

India is one of the largest e-Commerce markets, which is expanding with an unprecedented pace. With the increase in the volume and consumer base for the e-Commerce markets there should be a corresponding development of a legal framework which should able to efficiently regulate its functioning...

The coronavirus pandemic is creating overwhelming needs, in three waves. First is the health crisis; second is the macroeconomic crisis created by the abrupt halt in much business activity; and now third is a consumer crisis, as households are faced with total or partial job loss, sharp income...

This article focuses on the critical importance to consumer protection of the “dynamic duo” of state and private enforcement mechanisms provided in state unfair and deceptive acts or practices (UDAP) statutes. The article begins by chronicling the origins of these state laws, rooted in a...